Cost of Living Comparison: How to Calculate Your Budget

January 2026 • 5 min read

Moving to a new city? Here's how to calculate what you really need to earn.

The Big Categories

Focus on these when comparing:

The Real Comparison Method

  1. List your current monthly expenses by category
  2. Research equivalent costs in new city
  3. Calculate total monthly need
  4. Factor in taxes to find gross salary needed

Common Mistakes

Using Secondary Currency

Once you move, track in both currencies to understand true spending.

Start Tracking Together

Download Pocket Clear free. Simple expense tracking for couples and expats.