Privacy Policy

Last updated: July 14, 2026

Pocket Clear ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

Our Privacy Promise

We believe your financial data is deeply personal. That's why Pocket Clear is designed with privacy as a core principle:

• Your data stays on your device by default. We don't require cloud sync.
• We never sell your data. Your transaction history is yours alone.
• We never use your data for AI training. Your spending habits are not our training data.
• All data is encrypted. Both locally and in the cloud (for Pro users).

Prefer a plain-English walkthrough? See exactly what Pocket Clear stores — and what it can't read.

Information We Collect

Account Information

When you create an account, we collect:

• Email address (for authentication)
• Name (optional, for personalization)

Transaction Data (Free Users)

For free users, all transaction data is stored locally on your device only. We never see or have access to:

• Transaction amounts
• Category names
• Notes or descriptions
• Dates of transactions

Transaction Data (Pro Users)

If you subscribe to Pro and enable cloud sync:

• Your transaction data is encrypted on your device before being sent to our servers.
• We store the encrypted data but cannot read it.
• Only you can decrypt your data using your device.

Investment Data (Wealth Beta)

If you use the optional Wealth feature to connect a brokerage:

• Your brokerage login goes directly to SnapTrade, our connection provider — we never see or store your brokerage credentials.
• Your balances and holdings are fetched live for display and are never stored on our servers; the private access key lives only on your device.
• Your net-worth trend history is stored locally on your device only.
• Disconnecting deletes your connection data at SnapTrade as well. Full details: How your Wealth data is protected.

How We Use Your Information

• To provide and maintain the app
• To send verification codes for authentication
• To sync your encrypted data across devices (Pro users only)
• To respond to support requests

What We Don't Do

• ❌ We don't sell your data to third parties
• ❌ We don't use your data for advertising
• ❌ We don't use your data to train AI models
• ❌ We don't analyze your spending patterns
• ❌ We don't share your data with partners

Data Security

• Local Encryption: All data on your device is encrypted using AES-256.
• Cloud Encryption: For Pro users, data is encrypted before leaving your device and stored encrypted on our servers.
• Transport Security: All network communication uses TLS 1.3.
• Access Controls: Our team cannot access your transaction data.

Third-Party Services

• Postmark: For sending verification and account emails. See Postmark Privacy Policy.
• Apple App Store / Google Play: For processing in-app subscriptions. See Apple Privacy Policy and Google Privacy Policy.
• SnapTrade: Powers the optional Wealth (Beta) feature. When you connect a brokerage, you log in on SnapTrade's own connection portal — your brokerage credentials go directly to SnapTrade and are never seen by or stored on Pocket Clear's servers. We receive read-only balances and holdings, which are fetched live for display and never stored on our servers; the private access key for your connection is kept only on your device. Disconnecting tells SnapTrade to delete your data on their side too. See the SnapTrade Privacy Policy and our plain-language explainer, How your Wealth data is protected.
• Dodo Payments: Our Merchant of Record for Pro Lifetime purchases made on our website. When you buy a Lifetime plan, Dodo processes your payment and collects any applicable taxes. We receive only the email and a basic purchase record (transaction ID, date, amount) needed to activate Pro and handle refunds — never your full card details. See Dodo Payments Privacy Policy.

Data Retention

• Local Data: Stored on your device until you delete it or uninstall the app.
• Cloud Data (Pro): Stored until you delete your account or cancel your subscription.
• Account Data: Retained while your account is active. You can request deletion at any time.

Your Rights

You have the right to:

• Access the personal information we hold about you
• Request deletion of your account and all associated data
• Export your local data from the app
• Opt out of cloud sync at any time (data remains local)

Children's Privacy

Pocket Clear is not intended for children under 13. We do not knowingly collect information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting a notice in the app. Continued use after changes constitutes acceptance.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

[email protected]