Privacy Policy

Last updated: October 28, 2026

What changed on October 28, 2026

Pocket Clear is run by TRUE PROBE, operating as Pocket Clear ("we," "our," or "us"). We make the Pocket Clear apps for iPhone and Android, the web dashboard at web.pocketclear.app and the website pocketclear.app. This policy explains what we collect, why, who helps us process it, and the choices you have. TRUE PROBE, operating as Pocket Clear, is responsible for (the "controller" of) the personal information described here. You can reach us at [email protected].

Our Privacy Promise

We believe your financial data is deeply personal. That's why Pocket Clear is designed with privacy as a core principle:

Prefer a plain-English walkthrough? See exactly what Pocket Clear stores — and what it can't read.

Information We Collect

Account Information

You need an account to use Pocket Clear. When you create one, we collect:

Transaction Data (Free Users)

For free users, all transaction data is stored locally on your device only. We never see or have access to:

The app does report some counts and settings, such as how many entries you have, but never the entries themselves. They are listed under App activity below. The one time a free user's financial data reaches our server is if you import a CSV or Excel file: the file is sent to our server, read in memory and returned to your phone, and is not saved. Our server logs the file's name and size.

Transaction Data (Pro Users)

With Pro (including a free trial or a Lifetime plan), Cloud Sync is on by default. You can turn it off in Settings. While it is on:

Other Pro features that store data on our servers:

Investment Data (Wealth Beta)

If you use the optional Wealth feature to connect a brokerage:

On-device AI — Capture and Ask (opt-in Beta)

Off until you turn it on. Capture and Ask live behind a single switch on the On-Device AI tab, and that switch is off by default. Nothing described in this section happens until you turn it on, and turning it off again stops it. They are Pro features, available to everyone at no charge until 31 December 2026.

Capture. When you share or paste a bank message, receipt photo, email or sentence into Capture, it is read on your device — by the operating system's on-device model where one is available (Apple Foundation Models on iPhone 15 Pro and newer with Apple Intelligence on; Gemini Nano on Android phones that support it), and otherwise by Pocket Clear's own on-device rules. The text and images you share are not sent to Pocket Clear or to any third party, and no AI service is called. Unconfirmed drafts are discarded after 24 hours. The expense you confirm is stored like any other transaction — on your device, and on our servers only if you have Cloud Sync turned on.

Ask. Questions you type into Ask, and the answers Pocket Clear gives, are produced on your device from the transactions already stored there, using the same on-device models where available. Neither the question nor the answer is sent to Pocket Clear or to any third party, and Ask is read-only — it never creates, edits or deletes a transaction.

To be precise about what "on-device" does and does not cover: it means the parsing and the answering happen on your phone. It does not change how the resulting transactions are stored or synced — those follow the rules described above, which depend on whether you have Cloud Sync turned on.

Feedback. Once, the On-Device AI tab may ask whether you are enjoying it. If you answer, we store your thumbs up or thumbs down and, after a thumbs down, any note you choose to type (up to 1,000 characters). Nothing about your transactions is included.

Auto-log (Android bank notifications, iPhone Shortcuts)

Auto-log saves a payment as an expense the moment it happens, without you typing it. It only works with On-Device AI switched on, and everything is read on your phone.

Android — bank notifications (new in 2.17).

iPhone — Apple Pay and bank texts through Shortcuts. iPhone apps cannot read your messages or your Wallet. Instead, you create an automation in Apple's Shortcuts app. For Apple Pay, the automation passes Pocket Clear the amount, merchant, card name and currency of each tap; the card name is used only to match one of your payment types. For bank texts, your automation passes Pocket Clear the text of the message it matched. Pocket Clear reads it on your phone, saves the expense straight away (you can edit or undo it under Recent captures), and does not store or upload the message itself. You can delete the automation in the Shortcuts app at any time.

What we see. The resulting expense leaves your phone only if you have Cloud Sync on, like any other entry. Separately, the app reports how many of your entries came from each capture method (for example: Apple Pay, bank texts, bank notifications, share, photo, voice). That is a count, not the entries. See App activity.

Connect an AI assistant (Pro, new in 2.18)

You can let an AI assistant you choose, such as Claude, ChatGPT or Gemini, read your Pocket Clear data so it can answer questions about your spending. This is different from Capture and Ask above: here your data does leave Pocket Clear, and goes to the assistant you pick.

App activity

When you open the app (at most once a day per phone, plus each cold start), it sends us a short report that we store with your account. Free and Pro users alike. It contains counts, dates and settings, never the amounts, merchants, notes, category names or dates of your transactions:

We use this to run features that depend on it (Road to 50, the rank chip, reminders, the minimum-version check), to decide which emails or notifications are relevant to you, and to understand which features people use. It is never used for advertising.

Invite friends and Road to 50

How you found Pocket Clear

We use this to learn which channels and campaigns bring people to Pocket Clear. We do not combine it with data from other companies for advertising, do not sell or share it with advertisers or data brokers, and do not track you across other companies' apps or websites.

Purchases

Push notifications

If you allow notifications, we store your phone's push token, platform and a device name (on Android, the phone's maker and model; on iPhone, usually just "iPhone"), and we send notifications through Google's Firebase Cloud Messaging (on iPhone, Firebase hands them to Apple's push service). We send transaction reminders, Partner Mode and group updates, and occasional nudges (for example, to log your first entry, to come back after a break, or to back up your entries). You can turn our push notifications off in the app or in your phone's settings. The daily reminder, the weekly summary, budget alerts and Lend & Borrow due-date reminders are scheduled on your phone, not sent by us.

Crash and error reports

When the app or our server hits an error, a report goes to Sentry, our error-monitoring provider. It includes technical details (app version, device model, operating-system version, the steps leading to the error) and your account ID, but not your email address. We also send Sentry timing data for a sample of 20% of app sessions and server requests. To be precise about what a report can contain:

Our website and web dashboard

pocketclear.app uses Google Analytics to count visits and which pages and buttons people use. Google Analytics is not loaded at all for visitors in the European Union / European Economic Area, the United Kingdom or Switzerland, and it is not loaded for anyone whose browser sends a Global Privacy Control or Do Not Track signal. To decide this, each page asks Cloudflare (our own site, not Google) which country the visit comes from; if that check fails, Google Analytics is not loaded. Where it does load, Google Analytics sets cookies and receives your IP address and browser details, and it records the address of each page, including any invite code in it. Our website and servers sit behind Cloudflare, which processes your IP address to deliver and protect the site; our servers also keep standard technical logs. The web dashboard at web.pocketclear.app has no analytics. You can block analytics cookies in your browser settings or with Google's opt-out add-on.

Support

When you email us, we keep the conversation and anything you choose to share, such as a screenshot, to help you.

How We Use Your Information

Emails We Send

Service emails. Your sign-in code, and the export file when you ask for one. These are always sent.

Product emails. A welcome email, a few tips in your first days (for example, if you haven't logged your first entry), a check-in around your tenth day on the free plan, occasional offers and reminders about Pro, the Lifetime plan or an annual plan, a short survey if a plan ends, a request for an App Store or Play rating, a "catch up on your week" note, a note if you stop using the app, and invitations to betas such as Wealth. We send at most one of these in any 7 days, apart from the welcome email. To learn whether a message actually helps, we sometimes leave a random group of people out of it.

To stop product emails, reply to any of them or email [email protected] and ask; we mark your account and they stop. Marking one of our emails as spam also stops them. There is no unsubscribe link or in-app email setting yet. Service emails continue while you have an account.

What We Don't Do

Data Security

Third-Party Services

Capture, Ask and auto-log do not use any external AI service. The on-device model they rely on runs entirely on your phone and is supplied by the operating system (Apple or Google) where it is available; where it is not, Pocket Clear's own rules run on the phone instead. Nothing you share into Capture, nothing you ask Ask, and no notification or message auto-log reads reaches Pocket Clear's servers or any third party.

If you connect an AI assistant, that assistant reads your synced data at your request. It is chosen and controlled by you, not a provider working for us, so it is not in the list below.

These providers process personal information on our behalf, only to run Pocket Clear:

Where Your Data Is Stored

Our servers, database and receipt storage run on Google Cloud in the United States, and Sentry stores error reports in the United States. Our other providers may process data in the United States and other countries. If you live in the European Economic Area, the UK, Canada or elsewhere, your information is therefore transferred to and processed in the United States. Where the law requires a safeguard for this, we rely on the data processing agreements we have accepted with Google Cloud, Sentry and Postmark, which include the European Commission's Standard Contractual Clauses (and the UK addendum to them); for our other providers, we rely on their data processing terms, including those clauses, or on the EU–U.S. Data Privacy Framework where the provider is certified.

If you are in the European Economic Area or the UK, we rely on these legal bases under the GDPR:

Data Retention

Your Rights

Wherever you live, you can:

EU, EEA and UK. You also have the right to restrict or object to our processing (including any processing based on legitimate interests), to data portability, and to withdraw consent at any time. You can complain to the data protection authority where you live or work — in the UK, the Information Commissioner's Office — though we'd appreciate the chance to fix it first.

Canada. You can access and correct your personal information and withdraw consent, subject to legal and contractual limits. If you are not satisfied with our answer, you can complain to the Office of the Privacy Commissioner of Canada.

California and other US states. We do not sell your personal information, and we do not use it for targeted advertising.

To use any of these rights, email [email protected] from the address on your account. We answer within one month.

Children's Privacy

Pocket Clear is not intended for children under 13, or under the minimum age for consent in your country (up to 16 in parts of the EU). We do not knowingly collect information from children under those ages.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting a notice in the app, and we list what changed at the top of this page. Continued use after changes constitutes acceptance.

Contact Us

If you have any questions about this Privacy Policy, please contact TRUE PROBE, operating as Pocket Clear, at:

[email protected]