Filipinos are serious about budgeting. With GCash, Maya, and cash all being used, you need an expense tracker that handles PHP properly.
What Filipinos Need
- PHP (₱) support — Proper Peso handling
- Works offline — Not all areas have stable internet
- Track GCash/Maya — Digital wallets are common
- Affordable — Praktical spending
Top Expense Trackers for Philippines
1. Pocket Clear — Best Simple Option
- ✅ Full PHP (₱) support
- ✅ Works offline
- ✅ Track GCash, Maya, cash easily
- ✅ Free with no ads
🇵🇭 Best for Filipinos
Simple, works offline, full Peso support.
2. Money Manager
Feature-rich with PHP support.
Cons: Has ads
3. BlueCoins
Full-featured budget app.
Philippine Expense Categories
- 🏠 Rent/Bahay
- 🛒 Groceries (SM, Puregold, Robinsons)
- 🍜 Food & Kainan
- 🚌 Transport (Jeepney, Grab, Gas)
- 📱 Load & Data
- ⚡ Kuryente at Tubig
- 💸 Padala/Remittance
- 🎉 Libangan
Tracking E-Wallet Transactions
GCash and Maya are everywhere. Track them:
- Log immediately after GCash send/pay
- Track load purchases
- Include transfer fees if any
OFW Tip: Multi-Currency
If you're an OFW, track spending in both currencies (AED, SAR, SGD + PHP for padala).
Start Tracking in Peso
Free, offline-ready, works across Philippines.