First Apartment Together: What New Couples Spend On

Your first apartment together is exciting—but expensive. Here's everything you'll actually need to budget for.

One-Time Move-In Costs

• Security deposit: Usually 1-2 months rent
• First/last month rent: Often required upfront
• Moving costs: Truck rental, movers, or pizza for friends
• Furniture: Bed, couch, dining table, etc.
• Kitchen basics: Pots, pans, utensils, dishes

Monthly Expenses to Plan For

The Basics

• Rent
• Electricity
• Water/sewer
• Gas (if applicable)
• Internet
• Renter's insurance (~$15-30/month)

Lifestyle Costs

• Groceries for two
• Streaming services
• Date nights
• Pet expenses (if applicable)

How to Split It All

Use Pocket Clear's Partner Mode to:

• Track every shared purchase
• See who's contributed what
• Keep individual expenses private if you want
• Generate monthly summaries

The Furniture Trap

Don't buy everything at once. Prioritize:

1. Week 1: Bed, basic kitchen
2. Month 1: Couch, dining table
3. Month 2-3: Decor, extras

Track what you're spending to avoid lifestyle creep.