Want to track where your money goes without paying for an app? Here are the best free money trackers that actually work.
What Is a Money Tracker?
A money tracker helps you:
- 📥 Record income (salary, freelance, side hustle)
- 📤 Log expenses (rent, food, shopping)
- 📊 See where your money goes
- 💰 Understand your cash flow
Best Free Money Trackers
1. Pocket Clear — Best Free Option
💚 Track Money In and Out — Free
- ✅ Log income (Money In)
- ✅ Log expenses (Money Out)
- ✅ See your balance
- ✅ View reports by category
- ✅ Works in any currency
- ✅ No ads
2. Wallet
- ✅ Track income and expenses
- ✅ Multiple accounts
- ⚠️ Bank sync is paid
3. Money Manager
- ✅ Comprehensive tracking
- ✅ Budget features
- ⚠️ Contains ads
Free Features You Need
A good free money tracker should have:
- Income tracking — Log salary, side income
- Expense tracking — Categorize spending
- Balance view — Money in minus money out
- Reports — See patterns over time
- Categories — Organize by type
Pocket Clear: Free Money Tracking
Here's what you get free:
- 💰 Money In — Track salary, freelance income, gifts
- 💸 Money Out — Track all expenses
- 📊 Balance — See net cash flow
- 📈 Reports — Monthly/weekly breakdown
- 🏷️ Categories — Food, transport, shopping, etc.
- 💱 Any Currency — ₹, $, €, £, ¥
Why Track Your Money?
Most people don't know where their money goes. Tracking reveals:
- Hidden spending patterns
- Subscription leaks
- Lifestyle inflation
- Saving opportunities
Just tracking for one month can be eye-opening.
Start Tracking Free
Money in, money out. Simple and free.