Managing Money Anxiety: When Finances Stress You Out

Money anxiety is real. Your stomach drops when you check your balance. Here's how to cope.

Why Money Causes Anxiety

• Uncertainty about the future
• Past financial trauma
• Comparison to others
• Lack of control

Regain Control

1. Face the Numbers

Avoidance makes anxiety worse. Look at your accounts. Know where you stand.

2. Track Daily

Pocket Clear makes this simple. Small daily check-ins reduce big anxiety.

3. Create a Simple Plan

Even a basic budget gives you a sense of control.

Separate Worrying Time

Schedule 15 minutes for "money worry time." Outside that window, redirect thoughts.

Focus on What You Can Control

• Your spending (controllable)
• Your savings rate (controllable)
• The economy (not controllable)
• Past mistakes (not changeable)

Seek Help If Needed

Financial therapists exist. So do nonprofit credit counselors. You don't have to figure this out alone.