Dubai's tax-free salaries attract thousands of Indians. Here's how to maximize your savings.
The Tax-Free Advantage
No income tax in UAE means:
- 100% of salary is take-home
- More to save and remit home
- But: higher living costs offset some savings
Monthly Living Costs
Dubai
- Rent (1-bed): 4,000-8,000 AED/month
- Utilities (DEWA): 500-800 AED
- Groceries: 1,500-2,500 AED
- Transport (car): 1,500-2,500 AED
- Metro only: 300-400 AED
Sharjah/Ajman
Rent 40-60% cheaper. Many commute to Dubai.
Track in Both Currencies
Set Pocket Clear to:
- Primary: AED
- Secondary: INR
1,000 AED rent = ₹22,700. See your true savings rate.
Maximizing Savings
- Live in Sharjah, work in Dubai (if commute works)
- Share apartments initially
- Cook at home - restaurants are expensive
- Limit weekend brunches and activities
Remittances to India
Open NRE account in India for:
- Tax-free interest on deposits
- Easy repatriation
Track every transfer in Pocket Clear.
Start Tracking Together
Download Pocket Clear free. Simple expense tracking for couples and expats.