Germany's Blue Card attracts skilled Indians. Here's your financial roadmap.
Initial Costs
- Visa fees: ~€75
- Blocked account: €11,208 (required for visa)
- Health insurance: €100-200/month
- First month setup: €3,000-5,000
Monthly Living Costs
Berlin
- Rent (1-bed): €1,000-1,500/month
- Utilities: €150-250
- Health insurance: €100-200 (public) or €200-400 (private)
- Groceries: €250-350
- Transport: €86 (monthly pass)
Munich
30-40% higher than Berlin for rent.
Secondary Currency Setup
Primary: EUR, Secondary: INR
€500 groceries ≈ ₹45,000. Stay connected to home values.
German Tax System
Higher taxes but excellent benefits:
- Progressive rates up to 45%
- Social security contributions
- But: free healthcare, education
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