Simplifi by Quicken: Problems Users Report

January 2026 • 5 min read

Simplifi is Quicken's modern app. It's good, but not perfect. Here's what users say.

What Simplifi Does Well

Common Problems

Bank Sync Issues

Connections break. Transactions duplicate or disappear. Manual reconciliation required.

Subscription Only

$5.99/month, no free tier. And the price has increased over time.

Missing Features

No joint accounts for couples. Limited investment tracking. No multi-currency.

Quicken Legacy

Still feels tied to Quicken's desktop approach in some ways.

Alternative Approach

If bank sync frustrates you, try manual tracking:

Pocket Clear: Simple manual tracking. Free tier available. No sync headaches.

Start Tracking Together

Download Pocket Clear free. Simple expense tracking for couples and expats.