Free Feature

Manage Payment Types

Payment types let you track how you paid for something — Cash, Credit Card, Debit Card, UPI, Bank Transfer, or any custom method you define. This is separate from the category (which tracks what you spent on) and gives you an extra layer of insight into your money flow. Payment types can be assigned to both expense and income transactions.

Pocket Clear comes with a few common payment types pre-loaded: Cash, Card, and UPI. You can add as many custom payment types as you need — for example, specific credit cards by name, digital wallets, or work expense accounts. Payment types appear as a picker when you log a new transaction.

Knowing which payment method you used most often can reveal patterns — like relying too heavily on credit cards or forgetting to track cash spending. Over time, this data becomes genuinely useful for understanding your money flow.

How to manage payment types

1. Open Pocket Clear and tap Settings (gear icon).
2. Tap Manage Payment Types.
3. To add a new payment type, tap the "+" button and enter a name (e.g., "Amex Gold" or "Venmo").
4. To edit a payment type, tap on it to rename.
5. To delete, swipe left and confirm. Transactions that used this payment type will still exist but will show no payment method.

Reorder your payment types

You can change the order your payment types appear in, exactly the way category reordering works. On the Manage Payment Types screen, each payment type has up and down arrows — tap them to move a payment type one position at a time.

This is worth a minute of setup: whatever you put at the top of the list also appears first when you log a transaction. If you pay for almost everything with one card, move it to the top and it will be the first option you see every time.

The order you set is stored on the device you set it on, so if you use Pocket Clear on more than one device, arrange the list on each one.

Payment method breakdown in Reports

The Reports screen shows a per-payment-method breakdown for the selected period: money in, money out, and the net for each method. Transactions that have no payment method assigned — or that belong to your partner's methods only — are grouped under Unassigned so the totals always add up to your full period activity.

Tips

• Keep your payment types simple — most people need 3-5 at most.
• Payment type is optional on each transaction. If you skip it, the transaction is still recorded normally.
• You can filter your transaction history by payment type to see, for example, all cash purchases this month.
• Assigning a payment type to income (salary, freelance payments, etc.) helps the Reports breakdown show a complete money-in picture per method.