NPS Calculator
Calculate your National Pension Scheme corpus at retirement. See your projected lump sum, annuity amount, and estimated monthly pension.
NPS Contribution Details
Enter your contribution and retirement details to project your NPS corpus and pension.
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Equity: 10-12%, Balanced: 8-10%
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Minimum 40% of corpus must be used for annuity. Remaining is lump sum withdrawal.
Enter your details and click "Calculate NPS Pension" to see projections.
Track your pension contributions alongside daily expenses
Pocket Clear helps you monitor your NPS contributions, daily spending, and savings goals all in one place. Build your retirement fund while staying on budget.
How It Works
Understanding NPS corpus calculation and pension estimation.
| Concept | Details |
|---|---|
| Corpus Growth | Monthly contributions grow with compound returns until retirement |
| Annuity (Min 40%) | Portion used to purchase annuity for monthly pension |
| Lump Sum (Max 60%) | Tax-free withdrawal at retirement |
| Monthly Pension | Estimated at ~6% annuity rate on the annuity corpus / 12 |
| Tax Benefits | Contributions eligible for deductions; 60% lump sum is tax-free |
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