PPF Calculator

Calculate your Public Provident Fund maturity value. See how annual contributions compound over time with guaranteed interest.

PPF Investment Details

Enter your annual investment and time horizon to see your projected maturity value.

#

Minimum 15 years, extendable in 5-year blocks

%

Current rate: ~7.1% p.a.

Enter your details and click "Calculate PPF Maturity" to see projections.

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How It Works

Understanding PPF compound interest and maturity calculation.

ConceptDetails
CompoundingInterest is compounded annually on the total balance
Annual CalculationBalance = (Previous balance + Annual investment) x (1 + rate/100)
Lock-in PeriodMinimum 15 years, extendable in 5-year blocks
Interest RateSet by government, reviewed quarterly (~7.1% currently)
Tax BenefitsInvestment, interest, and maturity are all tax-exempt (EEE status)