SWP Calculator
Plan your Systematic Withdrawal Plan. See how long your investment lasts with regular monthly withdrawals while your balance continues earning returns.
Plan Your Withdrawals
Enter your investment details and withdrawal amount to see projections.
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Conservative: 6-8%, Moderate: 8-10%
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Enter your details and click "Calculate SWP" to see projections.
Plan your withdrawals — track income and expenses
Pocket Clear helps you monitor your income streams and expenses so you can plan withdrawals confidently and maintain your lifestyle.
How It Works
Understanding systematic withdrawals and how your corpus changes over time.
| Concept | Details |
|---|---|
| Monthly Process | Balance grows by monthly return rate, then withdrawal is subtracted |
| Sustainable Withdrawal | If monthly return > withdrawal, your corpus grows over time |
| Corpus Depletion | If withdrawal > monthly return, balance decreases each month |
| Safe Withdrawal Rate | Generally 3-4% of corpus annually for long-term sustainability |
| Remaining Balance | What is left in your investment at the end of the period |
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