Simplifi is Quicken's modern budgeting app. Pocket Clear takes the opposite approach with manual, privacy-first tracking. Here's how they compare.
Quick Comparison
| Feature | Pocket Clear | Simplifi |
|---|---|---|
| Price | Free/$0.99/mo | $5.99/month |
| Bank Linking | Not needed | Required |
| Privacy | Local storage | Bank data on servers |
| Spending Plan | Manual budgets | Automated planning |
| Bill Tracking | Budget Alerts | Yes |
| Offline | Fully works | Limited |
| International | Global currencies | US-focused |
What Simplifi Offers
- Automated spending plan based on income and bills
- Bank account sync
- Bill tracking and reminders
- Subscription detection
- Reports and insights
What Pocket Clear Offers
- Simple manual expense tracking
- No bank linking — complete privacy
- Works fully offline
- Multi-currency support
- Free with no ads
Price Over Time
| Period | Pocket Clear Pro | Simplifi |
|---|---|---|
| 1 year | $12 | $72 |
| 3 years | $36 | $216 |
Who Should Choose What?
Choose Simplifi if:
- You want automated transaction import
- You're in the US (best bank support)
- You want bill tracking and reminders
- You're comfortable with bank linking
Choose Pocket Clear if:
- Privacy matters to you
- You're outside the US — works in the UK, Australia, and globally
- You use cash or multiple payment methods
- You want something free or very cheap
- You need an offline expense tracker
Our Verdict
Simplifi: Good for US users who want automation.
Pocket Clear: Better for privacy-conscious users and international audiences.
Try Pocket Clear
Simple, private, 6x cheaper.