Switching from Mint
to Pocket Clear

Mint Is Gone — What Now?

Intuit shut down Mint in early 2024, migrating users to Credit Karma. But Credit Karma isn't a budgeting app — it's a credit monitoring service that makes money from financial product recommendations. If you used Mint for expense tracking and budgeting, you need a real replacement.

Why Pocket Clear Is the Best Mint Replacement

• Free forever — Mint was free (with ads). Pocket Clear is free (without ads).
• No bank linking — Mint required your bank credentials. Pocket Clear never asks for them.
• No data selling — Mint sold anonymized data to Intuit partners. Pocket Clear doesn't collect data to sell.
• Works offline — Your data is on your device, not on a server that can shut down.

How to Switch (5 Minutes)

Step 1: Export your Mint data (if you haven't already)

If you exported your data before Mint shut down, you'll have a CSV of your transactions. This is useful as a reference for setting up categories in Pocket Clear, but you don't need to import it — Pocket Clear is designed for fresh-start tracking.

Step 2: Download Pocket Clear

Available free on the 🍎 Download on App Store and 🤖 Get it on Google Play. No account creation needed — just open the app and start.

Step 3: Set up your categories

Create categories that match your spending patterns. Common ones: Rent, Groceries, Dining, Transport, Subscriptions, Entertainment, Savings. Pocket Clear lets you add custom icons to each category.

Step 4: Start tracking

Log each expense as you make it. Two taps: amount and category. It takes 5 seconds per transaction. After one month, you'll have the same spending insights Mint provided — without the bank connection, without the ads, and without the risk of another shutdown.

What You'll Miss (And Why It's Fine)

Automatic transaction import: Mint pulled transactions from your bank automatically. Pocket Clear uses manual entry. This is actually an advantage — research from NBER shows manual tracking leads to 15-20% lower spending because you're conscious of each purchase.

Credit score monitoring: Mint showed your credit score. Use Credit Karma (free) for that — it's what Mint migrated to anyway.

Bill reminders: Pocket Clear's recurring transactions feature (Pro) lets you auto-create entries for rent, subscriptions, and other regular payments.