Goodbudget popularized envelope budgeting digitally. Pocket Clear takes a simpler tracking-first approach. Here's how they compare.
Quick Comparison
| Feature | Pocket Clear | Goodbudget |
|---|---|---|
| Price | Free/$0.99/mo | Free/$8/mo |
| Approach | Track first | Envelope budgeting |
| Bank Linking | Not needed | Not available |
| Family Sharing | Partner Mode | Built-in |
| Interface | Modern | Dated |
| Offline Mode | Full | Partial |
The Envelope Method
Goodbudget digitizes the envelope system:
- Allocate money to category "envelopes"
- Spend from envelopes
- When envelope is empty, stop spending in that category
The Tracking-First Method
Pocket Clear takes a different approach:
- Track all expenses
- Review and understand patterns
- Optionally set budgets based on data
When Goodbudget Works
- You like the envelope system
- You share finances with family
- You want strict category limits
When Pocket Clear Works
- You want simple tracking without a rigid system
- You prefer modern interface
- You track individually or as a couple
- You want offline support
- You value data privacy
Price Over Time
| Period | Pocket Clear Pro | Goodbudget Plus |
|---|---|---|
| 1 year | $12 | $96 |
| 3 years | $36 | $288 |
Our Verdict
Choose Goodbudget if: You love envelope budgeting and need family sync.
Choose Pocket Clear if: You want simple tracking with a modern interface.
Try Simple Tracking
Track first. Budget if you want. No rigid system.