Free Financial Calculators
Simple, private tools to help you budget, save, and plan. All calculations run locally in your browser — your data never leaves your device.
Budget Calculator (50/30/20)
Split your income into needs, wants, and savings using the proven 50/30/20 rule. Includes savings goal and debt payoff calculators.
Use Free Tool →Debt Snowball Calculator
Enter all your debts and see the fastest payoff order. Compare snowball (smallest first) vs. avalanche (highest interest first) strategies.
Use Free Tool →Emergency Fund Calculator
Find out exactly how much you need in your emergency fund based on your monthly expenses, and how long it will take to build it.
Use Free Tool →Cost of Living Comparison
Compare the cost of living between two cities. See how your salary, rent, groceries, and transportation costs translate when you move.
Use Free Tool →Rent Affordability Calculator
How much rent can you actually afford? Enter your income and expenses to find your comfortable range using the 30% rule and beyond.
Use Free Tool →Savings Goal Calculator
Set a savings target and timeline. See how much to save monthly, how interest helps, and when you'll reach your goal.
Use Free Tool →Net Worth Calculator
Add up your assets and subtract your liabilities to see your true net worth. Track it over time to measure real financial progress.
Use Free Tool → NewSubscription Cost Calculator
Add all your subscriptions to see the true monthly, annual, and daily cost. Plus: what you'd have if you invested that money instead.
Use Free Tool →Go Beyond Calculators
Pocket Clear helps you track every expense, set category budgets, and see where your money actually goes — all without linking your bank.