Free Feature

Reports

Reports visualises your spending so you can see where your money goes at a glance. Instead of scrolling through a list of transactions, you get charts and totals that summarise the whole period.

It has three tabs: Monthly, which focuses on a single period and lets you move between months — including into future months — to plan ahead; Budgets, a Pro tab for tracking spending limits; and Trends, which shows how your spending changes over time.

What's in Reports

Open Reports from the bottom navigation, then switch between Monthly, Budgets and Trends at the top. The Monthly tab breaks down a single period, while the Trends tab tracks the same numbers across multiple periods. At the top of Monthly you'll also see the Net for the period — your Money In minus your Money Out.

Reports is also where you'll find Insights — a free view of the current week (plus Pro insights about your month): total spent, a category breakdown, the change against last week, and a four-week trend.

Category breakdown

On the Monthly tab, a pie chart shows your spending by category for the period. Each slice shows its share; small slices (under 5%) are listed below. Tapping a slice selects it and shows that category's name, amount and share of the period in the middle of the chart — it doesn't navigate anywhere. Each category keeps the same colour from month to month, so the same slice is easy to recognise and patterns are simple to follow over time.

If you're on Android, that tap is new. The chart used to be a picture you could only look at; now it answers the same question the iPhone version has answered for a while — how much is that slice, and how much of the period is it? — and both give you the same number the category's row below the chart does.

The chart draws from a palette of 20 distinct colours, so even with a long list of categories — the 14 built-in expense categories plus your own — neighbouring slices stay easy to tell apart. There's nothing to configure: colours are assigned automatically and stay put.

How much of that list the chart itself draws differs by platform: on Android every category with spending gets a slice, while on iPhone the pie draws your top six and the rest are left to the list below. That's why the visible iPhone slices don't add up to 100% — the percentage each one shows is its share of the whole period, not of the six.

To actually drill into a category's transactions, use the list below the chart: tap a row and it expands to show that category's subcategories if it has any, or — if it doesn't — opens straight into that category's filtered transaction list.

An Out / In toggle above the chart switches the breakdown between what you spent and what you took in, on the Monthly tab (the Trends yearly breakdown is unchanged). Out is the default and works exactly as described above. Switch to In for Money in by category — the same chart and list, drawing on income instead of expenses and excluding transfers. Under either view each category's percentage is its share of that breakdown's own total, so the percentages always add up to 100%. Drill-down works the same way under either view and opens the transaction list filtered to Money In or Money Out to match. If a period has income but no spending (or the reverse), the card and its toggle stay put and the empty side shows "No money out this period" or "No money in this period" instead of a chart.

Daily spending trend

A bar chart plots your daily expenses across the period, so you can spot the days you spent the most and see how your spending is paced through the month.

On iPhone you can read an exact figure off it: tap a bar — or drag along the chart — and a marker settles on the nearest day, labelled with the date and what you spent that day. Like the pie, it doesn't navigate anywhere; it just puts a number on the bar you're pointing at. The Android daily chart doesn't respond to touch, so read it against the day numbers along the bottom and use the category list for exact amounts.

Payment methods

The payment method breakdown shows Money In, Money Out, and Net for each method — cash, card, UPI, or any custom method you've created. Income can carry a payment method too, so you can see exactly where money arrived and where it left.

Tap a payment type to see its transactions. Each row — Unassigned included — opens All Transactions filtered to that method over the same period, showing both money in and money out, in the same Me / Partner / Combined view you're looking at. Transfers are listed under both the method they left and the method they arrived in, so the list adds up to the row you tapped. The Unassigned row opens the No payment method filter: transactions with no payment method, or one that's since been deleted.

Trends: its own scope, not your view period

The Trends tab has a scope menu of its own — pick a year to see that year's numbers, or All time for your whole history. This is separate from your view period; it doesn't follow whatever month, week or pay period you're viewing on the Monthly tab.

Spending by category (Trends)

At the bottom of the Trends tab, the Spending by category card lists every category for whichever scope you picked, biggest expense first, with each category's amount and its share of the scope's total next to it. Tap a row to open All Transactions filtered to that category over that span. It's free at both scopes — no Pro required.

Two differences from the Monthly tab's category list, both deliberate: this card is spending only — like its Monthly counterpart, it doesn't include income — and it doesn't expand into subcategories. Tapping a row always jumps straight to the filtered transaction list, whether or not that category has subcategories.

Balance by payment type

Set the Trends scope menu to All time and a second card appears: Balance by payment type — how much you have in each method right now, rather than what moved during a single period or year. For each payment type, this is its opening balance (if you set one) plus every transaction you've ever logged against it. It's only shown at All time; a running balance isn't a meaningful number for a single year.

Because of that, the balances on this card deliberately will not add up to your Net Balance on Home once you've set any opening balances — and this is worth knowing up front, since it's the first thing people notice. Home reports what you've logged for the period you're viewing; this card reports what you have. Compare the two and the difference is exactly the sum of your opening balances. That's expected, not a bug.

This card is always your own money only. If you're linked in Partner Mode it does not combine your balances with your partner's, and it ignores the Me / Partner / Combined selector entirely — how much do I have is a personal question, so it's answered from your own transactions and your own opening balances however you're browsing the rest of Reports. Worth knowing before you read a figure here and assume it covers the household.

Deleting a payment type removes it from this card, opening balance and all — its transactions fold into the Unassigned row and the card's total drops by whatever that method's opening balance was. That's correct (the account no longer exists in the app), but it's worth knowing before it happens. See Manage Payment Types for how opening balances and deletion work.

If you'd rather see these balances without opening Reports, turn on the Account balances card on Home. It shows the same numbers as this card.

Pro: tag breakdown and the Budgets tab

With Pro, the Monthly tab's grouping picker adds a Tag breakdown that groups your spending by tag instead of category. The Budgets tab is visible to everyone, but its content is Pro: it shows Budget progress bars for how each category is tracking against its limit, with free accounts seeing an upgrade prompt there instead. Learn more about Tags and Budgets.

The Monthly and Budgets tabs follow your view period, so the period you see there matches the rest of the app. Trends is the exception — its scope menu is independent, as described above.