Free Feature

Appearance

Settings → Appearance gathers Pocket Clear's display preferences in one place: how big your text is, how amounts are rounded, what colour your balance shows in, and which parts of the Home screen are visible.

All of it is free, and all of it is a per-device setting — none of it syncs. Change something on your phone and it stays exactly as you left it on your partner's phone, and on any other device of your own signed into the same account.

Theme

On iPhone, Appearance shows a Theme row reading System. It's informational, not a picker — Pocket Clear follows your device's own light or dark mode setting rather than offering its own switch.

Colour Theme

Colour Theme changes the app's accent colour: buttons, toggles, the selected tab, highlighted chips and links, and the balance card while its colour is set to Mint. Each theme has its own light and dark shade, so it follows your device's light or dark mode.

• Mint — the standard Pocket Clear look, and the default. Free for everyone.
• Ocean, Indigo, Violet, Rose, Sunset and Graphite — part of Pro.

Colours that carry meaning don't change with the theme: income stays green, expenses stay red, your Balance colours choices below, your category colours and the amber/red budget warnings all look the same in every theme. White text on every theme colour meets the WCAG AA contrast level.

On the Free plan you can open the picker and see every theme; tapping one with a lock opens the Pro upgrade screen. If Pro ends, the app goes back to Mint and remembers your choice, so it comes back if you subscribe again. Home screen widgets keep their current colours.

Text Size

Scales the whole interface up or down, on top of your device's own font size setting. See Text Size for the full picker.

Decimal Places

Controls how many digits appear after the decimal point on amounts. This setting has moved into Appearance — it works exactly as before. See Decimal Places for the options.

Balance colours

Two independent colour pickers control the balance card on Home: one for when positive, one for when negative.

Until now, a month you were down for looked exactly the same mint green as a month you were up — the minus sign in front of the number was the only thing telling them apart. You can now set the negative colour separately, so a shortfall is obvious at a glance.

Both start on Mint, so nothing about your Home screen changes until you decide it should. Setting When negative to Red or Orange takes two taps.

• When positive — choose from Mint, Red, Orange, Blue, or Violet. Defaults to Mint, which matches how the balance has always looked.
• When negative — choose from Mint, Red, or Orange. Also defaults to Mint; change it to Red or Orange to make a negative month stand out.

The two pickers are separate on purpose, so a negative balance can look different from a positive one no matter which colour you pick for each.

Here is what a month you ended down looks like once you have set When negative to Red:

Hide on Home

These toggles let you turn off parts of the Home screen you don't use. Nothing is deleted — turn any of them back on whenever you like. Each one hides just its own item; your main balance stays visible, which is the difference from the eye button (that masks every amount on the card).

• Power score — hides the Power score card, including the day streak shown inside it. See Power Score.
• Secondary balance line — hides the Overall Balance line, or the Carried over line when carry-over is on. It doesn't affect the Net Balance line carry-over adds — that one has its own toggle, below. See Balance Carry-over & Overall Balance.
• Month projection (On pace for…) — hides the “On pace for … this month” line under your balance. See Month Projection.
• Net Balance under carry-over — hides the small “Net Balance” line (this period's Money In minus Money Out) that appears under your balance when carry-over is on. It has no effect with carry-over off. See Balance Carry-over & Overall Balance.
• Setup guide ring — hides the completion ring. See Setup Guide.
• Hide-balance eye button — hides the eye icon on the balance card. Because the icon is your only way to unmask a hidden balance, turning it off also reveals your balance, so you're never left staring at dots with no way to see the number again. See Hide Balance.

Spent today

Home's Recent Transactions card can show a line above the first transaction totalling what you've spent so far today.

It only counts today's expenses — income and transfers aren't included, and anything you've deleted isn't either.

It hides along with your balance: tap the eye button to mask your balance and this line masks with it, and revealing your balance reveals the line again.

It also follows whichever filter you have set on Home — Me, Partner, or Combined. If you're partnered and viewing Combined, the figure includes your partner's spending for the day too, so it can read higher than the number on your Home Screen Widget — the widget has no Me/Partner/Combined filter and always totals only your own spending. That difference is expected, not a bug.

Turn it off any time under Settings → Appearance, in the row labelled Show "Spent today". It sits just below Hide on Home, as its own toggle rather than one of the four inside it.

Daily allowance

Give yourself a spending limit for the day and the Spent today line shows what's left of it: “350 left of 500 today”. Go past it and the line reads “40 over 500 today” instead.

Turn it on under Settings → Appearance → Daily allowance, just below Show "Spent today", or tap the Spent today line on Home. It's free and off until you set an amount. While an allowance is set for today, the line stays on Home even if Show "Spent today" is switched off.

• Every day — an amount that applies each day until you change it.
• Just today — a one-off amount for today only, such as the cash you took out this morning. It replaces the Every day amount for today; tomorrow goes back to Every day, or to no allowance if you haven't set one.
• Carry over — off by default. When it's on, money you didn't spend today is added to tomorrow, and an overspend is taken off tomorrow. It counts from the day you switch it on (or the day you change the Every day amount) and looks back at most 31 days.

The allowance counts exactly the same spending as Spent today: only Money Out, never income, refunds or transfers. If you've hidden your balance with the eye button, both amounts on the line are hidden too.

An allowance is personal, so if you're partnered it only shows in the Me view. Partner and Combined show the plain Spent today line. Your allowance is kept on this device and isn't synced, the same as the rest of your Appearance settings. To stop using it, open Daily allowance and tap Turn off daily allowance.

Account balances

The row below it, Show account balances on Home, adds a card under the balance card that lists each payment type's balance, including its opening balance. It's off by default. See Account balances on Home.

Hide transaction time

Turn on Hide transaction time to see dates only: transaction rows drop the time, and adding or editing a transaction shows just a date. Your stored times are never changed. See Hide the time.

Hide On-Device AI tab

If you don't use On-Device AI, turn on Settings → Appearance → Hide On-Device AI tab and the tab bar shows just Home, Reports and Settings. It's off by default.

• Nothing stops working. Auto-log for Apple Pay and bank messages keeps logging, and Quick Log still opens from Home, the share sheet and your widgets (and on iPhone, Control Center and Shortcuts).
• Links still land. Anything that takes you to On-Device AI, such as a setup guide step, a tip or an auto-log notice, opens the tab as usual. It shows in the tab bar while you're on it and goes away when you switch to another tab.
• To bring it back for good, turn the setting off.

Picker style

Choose how Category, Subcategory and Payment type appear when you add or edit a transaction, and on the recurring transaction form. Set it under Settings → Appearance → Picker style.

• Chips (the default) — every option is laid out on screen at once: categories in a grid, subcategories and payment types in rows you swipe sideways. Nothing changes unless you pick Drop-down.
• Drop-down — each picker becomes a single field showing your current choice with its icon. Tap it to open a list with a search box at the top: type a few letters to jump straight to what you want, then tap it. Upper/lower case and accents don't matter, so "cafe" finds "Café".

Drop-down is handy once you have a long list — lots of payment types or subcategories no longer means scrolling sideways to find the one you want.

Everything else stays the same in either style. The lists hold exactly the same options, a partner's categories are marked Partner just as they are on the chips, and None is at the top of the subcategory and payment type lists for when you don't want to set one. Smart Suggestions keep their one-tap chips in both styles, and a transfer's From / To accounts stay as chips.

Good to know

• Free for everyone, except Colour Theme. Every Appearance setting is free; the non-Mint colour themes are part of Pro.
• Per-device. These settings live on the device you're using and don't sync — not to a linked partner, and not between two of your own devices.
• Reversible at any time. Every toggle and every colour choice can be changed back whenever you want.
• Counts toward the Setup Guide. Changing an Appearance setting from its default — including turning off Show "Spent today" or choosing the Drop-down picker style — marks Customize your appearance done in the Setup Guide. Show account balances on Home is the exception: it has its own Setup Guide item and doesn't tick Appearance.